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The Insurance Act 2015 - Key Considerations
27 March 2015
View Client Update
The Insurance Act 2015 (“IA 2015”) represents the most significant reform of English insurance law in over a century.
New statutory duty on the insured to disclose every material circumstance the insured knows or ought to know.
Insurers can now benefit from new remedies for breaches of fair presentation.
‘Basis of contract’ clauses which turn an insured’s representations into warranties are abolished.
Insurers can terminate an insurance contract from the date of a fraudulent act.
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