Regulators Probe Marketplace Lending Business Model

30 June 2016
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Key takeaways

  • The Financial Stability Oversight Council recently identified financial innovation, including marketplace lending, as a potential emerging threat to the stability of the U.S. financial system.
  • Recent inquiries by regulators suggest concerns over the marketplace lending business model may lead to a variety of possible regulatory reforms.
  • The uncertainty in this space provides the opportunity for industry participants to take a proactive approach to compliance and influencing regulatory policy.