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Testing the Strength of the FinTech-Bank Partnership Model
17 July 2018
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A new report by the New York Department of Financial Services (“DFS”) complicates an already uncertain landscape for FinTech-Bank partnerships operating in New York.
DFS appears poised to take a more aggressive approach concerning these partnerships, especially in the consumer lending space.
The report also signals a new front in the long-simmering struggle between DFS and the federal banking agencies to assert primacy over regulating FinTech innovations.
Courtney M. Dankworth
Gregory J. Lyons
David G. Sewell
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