Publications

• Tougher Banking Agency Examination Guidelines—The Less Publicized Ramification of the 2023 Bank Failures
  9 April 2024
  Helen V. Cantwell
  ,
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Caroline N. Swett
  ,
  Alexandra N. Mogul
  ,
  Elliott Werner
• The Increasing Risks of AI Washing and Securities Fraud Class Actions
  4 April 2024
  Charu A. Chandrasekhar
  ,
  Avi Gesser
  ,
  Maeve O'Connor
  ,
  Jim Pastore
  ,
  Kristin A. Snyder
  ,
  Matt Kelly
  ,
  Gabriel A. Kohan
  ,
  Alexandra N. Mogul
  ,
  Joshua A. Goland
• The FDIC’s Proposed Bank Merger Guidance: Proposing a Perilous Path for Large Bank (and Nonbank) Merger Transactions
  27 March 2024
  Gregory V. Gooding
  ,
  Ted Hassi
  ,
  Morgan J. Hayes
  ,
  Matthew E. Kaplan
  ,
  Gregory J. Lyons
  ,
  Benjamin P. Collins-Wood
  ,
  Tejas N. Dave
  ,
  Clare K. Lascelles
  ,
  Alexandra N. Mogul
  ,
  Adam C. Saunders
  ,
  Gabriela Urias
• OCC Releases Notice of Proposed Rulemaking on Bank Mergers
  1 February 2024
  Gregory V. Gooding
  ,
  Ted Hassi
  ,
  Matthew E. Kaplan
  ,
  Gregory J. Lyons
  ,
  Tejas N. Dave
  ,
  Clare K. Lascelles
  ,
  Alexandra N. Mogul
• Adverse Action Notice Compliance Considerations for Creditors That Use AI
  16 August 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Jehan A. Patterson
  ,
  Lucy Litt
  ,
  Alexandra N. Mogul
• CFPB Finalizes Landmark Small-Business Lending Data Collection Rule
  28 April 2023
  Courtney M. Dankworth
  ,
  Jehan A. Patterson
  ,
  Alexandra N. Mogul
  ,
  Tejas N. Dave
  ,
  Jeremy Lin
• U.S. Climate Regulatory Guide for Banking Organizations
  30 March 2023
  Caroline N. Swett
  ,
  Eric T. Juergens
  ,
  Kristin A. Snyder
  ,
  Patricia Volhard
  ,
  Sheena Paul
  ,
  John Young
  ,
  Ulysses Smith
  ,
  Alexandra N. Mogul
  ,
  Tzerina Dizon
  ,
  Amanda H. Esteves
  ,
  Zoë Zissu
  ,
  Tejas N. Dave
  ,
  Jessica Szymeczek
• NYU Compliance & Enforcement: CFPB Advisory on Placement Practices May Have Broader Market Implications
  3 March 2023
  NYU Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Alexandra N. Mogul
  ,
  Paul D. Rubin
  ,
  Jehan A. Patterson
• CFPB Advisory on Placement Practices May Have Broader Market Implications
  1 March 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Paul D. Rubin
  ,
  Jehan A. Patterson
  ,
  Alexandra N. Mogul
• CFPB’s Outline of Proposals to Implement Dodd-Frank § 1033
  1 December 2022
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Jehan A. Patterson
  ,
  Alexandra N. Mogul
  ,
  Jonathan Steinberg
  ,
  Catherine Morrison
• NYU Compliance & Enforcement: CFPB’s Report on Buy Now, Pay Later
  10 October 2022
  NYU Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Alexandra N. Mogul
  ,
  Gregory J. Lyons
  ,
  Jehan A. Patterson
• CFPB’s Report on Buy Now, Pay Later
  28 September 2022
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
  ,
  Jehan A. Patterson
  ,
  Alexandra N. Mogul
• Banking Regulators Finalize 36-Hour Data Breach Notification Rule
  24 November 2021
  Luke Dembosky
  ,
  Avi Gesser
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Johanna N. Skrzypczyk
  ,
  Christopher S. Ford
  ,
  Alexandra N. Mogul
• Increased Focus by Federal Regulators on AI and Consumer Protection in the Financial Sector
  10 November 2021
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Gregory J. Lyons
  ,
  James B. Amler
  ,
  Caroline N. Swett
  ,
  Adrian Gonzalez
  ,
  Alexandra N. Mogul
  ,
  Lorena Rodriguez
• President Biden’s Nominee for CFPB Director Confirmed, Expected to Continue to Ramp up Enforcement
  5 October 2021
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  David A. O'Neil
  ,
  Adrian Gonzalez
  ,
  Alexandra N. Mogul
• FRB Proposes Guidelines for Access to Master Accounts and Financial Services
  28 May 2021
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Caroline N. Swett
• Federal Reserve Board Issues Wide-Ranging FAQ Guidance on Key Regulations
  14 April 2021
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Clare K. Lascelles
  ,
  Alexandra N. Mogul
  ,
  Caroline N. Swett
  ,
  Chen Xu
• First DFS Resolution Under Its Cyber Rules Highlights the Risks of Inadequate Cyber Investigations
  8 March 2021
  Luke Dembosky
  ,
  Avi Gesser
  ,
  Jim Pastore
  ,
  Christopher S. Ford
  ,
  Alexandra N. Mogul
• CFPB Finalizes Advisory Opinion Program: New Policy Allows Requestors to Seek Regulatory Clarity
  4 January 2021
  Courtney M. Dankworth
  ,
  Alexandra N. Mogul
• FDIC Finalizes Changes to Brokered Deposit Regulations
  21 December 2020
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Chen Xu
• Banking Agencies Propose 36-Hour Data Breach Reporting Rules for Significant Incidents
  18 December 2020
  Luke Dembosky
  ,
  Avi Gesser
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Jim Pastore
  ,
  Alexandra N. Mogul
• Law360: Anticipating CFPB Changes Under The Biden Administration
  16 November 2020
  Law360
  Courtney M. Dankworth
  ,
  Alexandra N. Mogul
• OCC Issues Proposed "True Lender" Rule
  28 July 2020
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Caroline N. Swett
• Compliance & Enforcement: Insulated No More: The Seila Decision and the End of the Independent CFPB Director
  2 July 2020
  Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Erol Gulay
  ,
  Alexandra N. Mogul
• Insulated No More: The Seila Decision and the End of the Independent CFPB Director
  30 June 2020
  Mary Beth Hogan
  ,
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
  ,
  Erol Gulay
  ,
  Alexandra N. Mogul
• Banking Agencies Seeking to Make “Valid When Made” Valid for Fintech
  16 June 2020
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
• Fiduciary Duties and Regulation Best Interest
  18 June 2019
  Kenneth J. Berman
  ,
  Robert B. Kaplan
  ,
  Jeff Robins
  ,
  Norma Angelica Lopez Campos
  ,
  Alexandra N. Mogul
• Consumer Financial Protection Bureau Releases Rules for Comprehensive Reform of Debt Collection Industry
  3 June 2019
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
• SEC Enforcement Provides Clarity on When a Blockchain Token Is a Security
  26 July 2017
  Steven J. Slutzky
  ,
  Alexandra N. Mogul
• FinReg Reform Steps Continue: Treasury Report and CHOICE 2.0
  26 June 2017
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Chen Xu
• CHOICE 2.0 and New Presidential Memoranda
  19 May 2017
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Chen Xu
• SEC Issues Guidance for Robo-Advisers
  6 March 2017
  Kenneth J. Berman
  ,
  Alexandra N. Mogul