Publications

• Galaxy Settles with NYAG as State Crypto Enforcement Ramps Up
  7 April 2025
  Andrew J. Ceresney
  ,
  Courtney M. Dankworth
  ,
  Douglas S. Zolkind
  ,
  Benjamin Leb
  ,
  Grant Aubrey Simon
• Federal Regulators Approve New Rule on AI Use and Bias Risks in Real Estate Valuation
  1 July 2024
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Matt Kelly
  ,
  Karen Joo
• The Cantero Clarification of National Bank Preemption
  The Supreme Court Favors Interpreting Existing Standards over Establishing New Ones
  3 June 2024
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Caroline N. Swett
  ,
  Yair Strachman
• Very Broad and Very Fast: The New Federal Housing Administration’s 12-Hour Cyber Incident Notification Rule
  28 May 2024
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Satish M. Kini
  ,
  Erez Liebermann
  ,
  Gregory J. Lyons
  ,
  Matt Kelly
  ,
  Anna Moody
  ,
  Karen Joo
  ,
  Alexandra N. Mogul
• Tougher Banking Agency Examination Guidelines—The Less Publicized Ramification of the 2023 Bank Failures
  9 April 2024
  Helen V. Cantwell
  ,
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Caroline N. Swett
  ,
  Alexandra N. Mogul
  ,
  Elliott Werner
• Increased FCA Enforcement Targeting PE Firms Expected in 2024
  11 March 2024
  Helen V. Cantwell
  ,
  Courtney M. Dankworth
  ,
  Mark P. Goodman
  ,
  Maura Kathleen Monaghan
  ,
  Winston M. Paes
  ,
  Shannon Rose Selden
  ,
  Jacob W. Stahl
  ,
  Adam Aukland-Peck
  ,
  Kaitlyn McGill
• OCC Issues Revised TCPA Examination Procedures: What Bank Compliance Personnel Should Know
  15 November 2023
  Helen V. Cantwell
  ,
  Courtney M. Dankworth
  ,
  Maura Kathleen Monaghan
  ,
  Caroline N. Swett
  ,
  Jacob W. Stahl
  ,
  Emma Macfarlane
• Key Takeaways from the FDIC’s Proposed Guideline for Corporate Governance and Risk Management
  19 October 2023
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Caroline N. Swett
  ,
  Tejas N. Dave
• Adverse Action Notice Compliance Considerations for Creditors That Use AI
  16 August 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Alexandra N. Mogul
• Compliance & Enforcement: National Association of Attorneys General’s 2023 Consumer Protection Spring Conference
  16 June 2023
  Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Paul D. Rubin
  ,
  Samuel J. Allaman
• National Association of Attorneys General’s 2023 Consumer Protection Spring Conference
  13 June 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Paul D. Rubin
  ,
  Samuel J. Allaman
• NYU Compliance & Enforcement: Supreme Court Repudiates “Right-to-Control” Theory Under the Federal Wire Fraud Statute
  23 May 2023
  NYU Compliance & Enforcement
  Helen V. Cantwell
  ,
  Andrew J. Ceresney
  ,
  Courtney M. Dankworth
  ,
  John Gleeson
  ,
  David A. O'Neil
  ,
  Winston M. Paes
  ,
  Bruce E. Yannett
  ,
  Douglas S. Zolkind
• Supreme Court Repudiates “Right-to-Control” Theory Under the Federal Wire Fraud Statute
  15 May 2023
  Helen V. Cantwell
  ,
  Andrew J. Ceresney
  ,
  Courtney M. Dankworth
  ,
  John Gleeson
  ,
  David A. O'Neil
  ,
  Winston M. Paes
  ,
  Bruce E. Yannett
  ,
  Douglas S. Zolkind
• CFPB Finalizes Landmark Small-Business Lending Data Collection Rule
  28 April 2023
  Courtney M. Dankworth
  ,
  Alexandra N. Mogul
  ,
  Tejas N. Dave
• NYU Compliance & Enforcement: CFPB Advisory on Placement Practices May Have Broader Market Implications
  3 March 2023
  NYU Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Alexandra N. Mogul
  ,
  Paul D. Rubin
• CFPB Advisory on Placement Practices May Have Broader Market Implications
  1 March 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Paul D. Rubin
  ,
  Alexandra N. Mogul
• CFPB’s Outline of Proposals to Implement Dodd-Frank § 1033
  1 December 2022
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Alexandra N. Mogul
  ,
  Catherine Morrison
• American Investment Council Newsletter: Why Private Equity Firms Should Pay Attention to the U.S. Consumer Financial Protection Bureau
  31 October 2022
  American Investment Council
  Courtney M. Dankworth
• Bloomberg Law: Why Fintechs Should Care About the CFPB
  12 October 2022
  Bloomberg Law
  Courtney M. Dankworth
• NYU Compliance & Enforcement: CFPB’s Report on Buy Now, Pay Later
  10 October 2022
  NYU Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Alexandra N. Mogul
  ,
  Gregory J. Lyons
• 2022 National Advertising Division (“NAD”) Conference and Federal Regulatory Enforcement Priorities
  28 September 2022
  David H. Bernstein
  ,
  Courtney M. Dankworth
  ,
  Paul D. Rubin
  ,
  Jared I. Kagan
  ,
  Samuel J. Allaman
  ,
  Naomi Perla
• CFPB’s Report on Buy Now, Pay Later
  28 September 2022
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
• National Association of Attorneys General’s 2022 Presidential Summit: Tech Threats and Tools
  23 August 2022
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Avi Gesser
  ,
  Paul D. Rubin
  ,
  Melissa Runsten
• Law360: Guarding Consumer Financial Data As Federal Scrutiny Grows
  11 August 2022
  Law360
  Avi Gesser
  ,
  Courtney M. Dankworth
• Reuters: CFPB flexes its market monitoring authority in unprecedented ways
  19 April 2022
  Reuters
  Courtney M. Dankworth
• CFPB Expands Its Authority to Examine for Discrimination
  1 April 2022
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• Columbia Blue Sky Blog: Debevoise & Plimpton Discusses Federal Regulators’ Focus on AI and Consumer Protection in Finance
  15 November 2021
  Columbia Blue Sky Blog
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Gregory J. Lyons
• Increased Focus by Federal Regulators on AI and Consumer Protection in the Financial Sector
  10 November 2021
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Gregory J. Lyons
  ,
  Caroline N. Swett
  ,
  Alexandra N. Mogul
• President Biden’s Nominee for CFPB Director Confirmed, Expected to Continue to Ramp up Enforcement
  5 October 2021
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  David A. O'Neil
  ,
  Alexandra N. Mogul
• The Supreme Court Rules for Facebook: What It Means for TCPA Compliance and Class Certification Defense
  7 April 2021
  Courtney M. Dankworth
  ,
  Maura Kathleen Monaghan
  ,
  Jacob W. Stahl
  ,
  Adam Aukland-Peck
• CFPB Finalizes Advisory Opinion Program: New Policy Allows Requestors to Seek Regulatory Clarity
  4 January 2021
  Courtney M. Dankworth
  ,
  Alexandra N. Mogul
• Bloomberg Law: Banks, Fintech Firms Eyeing CFPB Proposal on Consumer Access to Financial Records
  24 December 2020
  Bloomberg Law
  Courtney M. Dankworth
• Law360: Anticipating CFPB Changes Under The Biden Administration
  16 November 2020
  Law360
  Courtney M. Dankworth
  ,
  Alexandra N. Mogul
• CFPB Seeks Public Comment in Implementing Dodd-Frank’s Consumer Right of Access to Financial Records
  2 November 2020
  Courtney M. Dankworth
  ,
  Avi Gesser
• CLS Blue Sky Blog: Debevoise & Plimpton Expects More New York Regulatory Enforcement of Banking and Financial Services
  10 September 2020
  CLS Blue Sky Blog
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Gregory J. Lyons
• Columbia Blue Sky Blog: Debevoise & Plimpton Expects More New York Regulatory Enforcement of Banking and Financial Services
  10 September 2020
  Columbia Blue Sky Blog
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Gregory J. Lyons
• Expect Increased New York State Regulatory Enforcement in the Banking and Financial Services Industry
  2 September 2020
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Gregory J. Lyons
• OCC Issues Proposed "True Lender" Rule
  28 July 2020
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Caroline N. Swett
• Compliance & Enforcement: Insulated No More: The Seila Decision and the End of the Independent CFPB Director
  2 July 2020
  Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Erol Gulay
  ,
  Alexandra N. Mogul
• Insulated No More: The Seila Decision and the End of the Independent CFPB Director
  30 June 2020
  Mary Beth Hogan
  ,
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
  ,
  Erol Gulay
  ,
  Alexandra N. Mogul
• Banking Agencies Seeking to Make “Valid When Made” Valid for Fintech
  16 June 2020
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
• OCC Finalizes Rule Intended to Strengthen and Modernize Community Reinvestment Act Regulations
  28 May 2020
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• Key Takeaways on Data Privacy and Big Data from the National Association of Attorneys General Consumer Protection Conference
  7 June 2019
  Courtney M. Dankworth
  ,
  Luke Dembosky
  ,
  Jim Pastore
  ,
  Christopher S. Ford
• Consumer Financial Protection Bureau Releases Rules for Comprehensive Reform of Debt Collection Industry
  3 June 2019
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
• Debevoise Discusses OCC Efforts To Modernize Community Reinvestment Act Regulations
  1 October 2018
  CLS Blue Sky Blog
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• OCC Leads Movement to Modernize Community Reinvestment Act Regulations
  19 September 2018
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• Testing the Strength of the FinTech-Bank Partnership Model
  17 July 2018
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• D.C. Circuit Court Decision May Help Level the Playing Field for TCPA Defendants
  29 March 2018
  Courtney M. Dankworth
  ,
  Maura Kathleen Monaghan
  ,
  Jacob W. Stahl
• DOJ Memorandum Addressing Agency Guidance
  9 March 2018
  Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Mark P. Goodman
  ,
  Maura Kathleen Monaghan
  ,
  Jacob W. Stahl
• DOJ Memorandum Addressing Agency Guidance
  8 March 2018
  Courtney M. Dankworth
  ,
  Mark P. Goodman
  ,
  Maura Kathleen Monaghan
  ,
  Jacob W. Stahl
• CFPB Finalizes Rule on Payday Lending
  23 October 2017
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• FinReg Reform Steps Continue: Treasury Report and CHOICE 2.0
  26 June 2017
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Chen Xu
• CHOICE 2.0 and New Presidential Memoranda
  19 May 2017
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Chen Xu
• DC Circuit Strips CFPB of Its Independence, Vacates Enforcement Order Against PHH
  17 October 2016
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
• Consumer Financial Protection Bureau Outlines Plan for Comprehensive Reform of Debt Collection Industry
  10 August 2016
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
• Enforcement Outlook For Foreign Banks In New York
  1 July 2016
  Law360
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  David Sarratt
• The Outlook in Enforcement Actions against Foreign Banks at the New NYDFS
  16 June 2016
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  David Sarratt
• A Modest Proposal? CFPB to Gut Arbitration in Consumer Financial Contracts
  10 May 2016
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Maeve O'Connor
• Debevoise Publishes Spring 2016 Edition of UK, US and Hong Kong Banking Litigation, Regulatory and Competition Law Update
  April 2016
  Lord Goldsmith KC
  ,
  Karolos Seeger
  ,
  Christopher Boyne
  ,
  Robert Maddox
  ,
  Paul R. Berger
  ,
  Helen V. Cantwell
  ,
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Robert B. Kaplan
  ,
  David A. O'Neil
  ,
  Jim Pastore
  ,
  Jonathan R. Tuttle
  ,
  Bruce E. Yannett
  ,
  Mark Johnson
  ,
  Philip Rohlik
  ,
  Emily Lam
  ,
  Timothy McIver
  ,
  Anne-Mette Heemsoth
• Supreme Court Rules that Unaccepted Rule 68 Offers of Complete Relief Do Not Moot a Plaintiff’s Case – But Payment of Full Relief Just May
  25 January 2016
  David H. Bernstein
  ,
  Jeffrey P. Cunard
  ,
  Courtney M. Dankworth
  ,
  Jyotin Hamid
  ,
  Mary Beth Hogan
  ,
  Maura Kathleen Monaghan
  ,
  Erol Gulay
• The “Yates Memorandum”: Has DOJ Really Changed Its Approach To White Collar Criminal Investigations and Individual Prosecutions?
  15 September 2015
  Helen V. Cantwell
  ,
  Matthew E. Fishbein
  ,
  Bruce E. Yannett
  ,
  David A. O'Neil
  ,
  Paul R. Berger
  ,
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mark P. Goodman
  ,
  Mary Beth Hogan
  ,
  Robert B. Kaplan
  ,
  Satish M. Kini
  ,
  Andrew M. Levine
  ,
  Michael B. Mukasey
  ,
  Jim Pastore
  ,
  Colby A. Smith
  ,
  Jonathan R. Tuttle
  ,
  Erich O. Grosz
  ,
  David Sarratt
• Debevoise Publishes UK, U.S. and Hong Kong Banking Litigation, Regulatory and Competition Law Update
  3 August 2015
  Mark Johnson
  ,
  Courtney M. Dankworth
  ,
  David A. O'Neil
  ,
  Tony Dymond
  ,
  Lord Goldsmith KC
  ,
  Christopher Boyne
  ,
  Helen V. Cantwell
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Jonathan R. Tuttle
  ,
  Bruce E. Yannett
  ,
  Karolos Seeger
  ,
  Robert Maddox
  ,
  Timothy McIver
  ,
  Anne-Mette Heemsoth
• FCC Both Eases and Tightens TCPA Rules
  16 July 2015
  Jeffrey P. Cunard
  ,
  Courtney M. Dankworth
• CFPB Issues Final Auto Finance Larger Participant Rule and New Auto Finance Examination Procedures
  19 June 2015
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Satish M. Kini
• Financial Regulators Issue Final Standards for Assessing Diversity and Inclusion Policies and Practices of Regulated Entities
  17 June 2015
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Jyotin Hamid
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
• CFPB May Look To NY For Its Own Debt Collection Rules
  7 January 2015
  Law360
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Andrew M. Levine
• New York’s New Debt Collection Rules Extend Well Beyond the FDCPA and May Influence the CFPB’s Rulemaking
  10 December 2014
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Andrew M. Levine
• CFPB Proposes Auto Finance Larger Participant Rule, Releases Fair Lending Supervisory Report and Proxy Methodology
  22 September 2014
  Helen V. Cantwell
  ,
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Satish M. Kini
• CFPB Begins Comprehensive Rulemaking Process on Debt Collection
  12 November 2013
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Satish M. Kini
  ,
  Courtney M. Dankworth